Privacy Policy & Disclaimer

Privacy Policy for The Financial Manifesto

At The Financial Manifesto, accessible from www.thefinancialmanifesto.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by The Financial Manifesto and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us through email at joinus@thefinancialmanifesto.com

General Data Protection Regulation (GDPR)

We are a Data Controller of your information.

The Financial Manifesto legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Information we collect and the specific context in which we collect the information:

The Financial Manifesto needs to perform a contract with you
You have given The Financial Manifesto permission to do so
Processing your personal information is in The Financial Manifesto legitimate interests
The Financial Manifesto needs to comply with the law

The Financial Manifesto will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. If you wish to be informed what Personal Information we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

The right to access, update or to delete the information we have on you.
The right of rectification.
The right to object.
The right of restriction.
The right to data portability
The right to withdraw consent

Log Files
The Financial Manifesto follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.

Cookies and Web Beacons
Like any other website, The Financial Manifesto uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.

Privacy Policies
You may consult this list to find the Privacy Policy for each of the advertising partners of The Financial Manifesto.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on The Financial Manifesto, which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that The Financial Manifesto has no access to or control over these cookies that are used by third-party advertisers.

Third Pary Privacy Policies
The Financial Manifesto’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options. You may find a complete list of these Privacy Policies and their links here: Privacy Policy Links.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites. What Are Cookies?

Children’s Information
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

The Financial Manifesto does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Online Privacy Policy Only
This privacy policy (GDPR Privacy Policy created at GDPRPrivacyNotice.com) applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in The Financial Manifesto. This policy is not applicable to any information collected offline or via channels other than this website.

 

Disclaimer

The website and personal finance blog The Financial Manifesto, published on www.thefinancialmanifesto.com, cannot guarantee the accuracy and legitimacy of any or all information posted on the website – this covers individual pages, specific blog posts and the corresponding comments by site visitors.

All content in this blog is published by the site owner Andrzej Manka and contributing authors, and regardless of the source or origin of the information, you agree that using them in any way will solely be at your own risk, and the site owner and the people who leave comments in the blog posts will not be held liable for any losses resulting from your reliance to any information posted here.

More importantly, the information published on this website should never be used as a substitute for advice from a qualified professional. All content here is provided for informational purposes only and provided ‘as is’ without warranties, representations, or guarantees of any kind.

The site owner disclaims any and all implied warranties with respect to this website’s content. Be aware that some of the content here may only be applicable to certain circumstances and it is your responsibility to determine whether, how, and to what extent that information can be applicable to you and how you intend to use it.

Moreover, the thoughts and advice expressed on this website in the comments section are the opinion of the individual authors and do not necessarily reflect the opinion and beliefs of the site owner and any other authors of blog posts.

Lastly, by following any advice or the tips published in The Financial Manifesto, you acknowledge that you will hold the site owner harmless from any loss, injury or damage resulting from, or arising out of, your use of or reliance on any information thereof.

Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms.

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