What makes the last two weeks, or even three or four weeks of the year so exceptional? Why would it be so difficult for any other time of year to compete with this season, including even the most exciting summer time? How does business benefits from the ideology of this festive period? How do we explain […] Read more

Recently, coaching has become a very popular method for helping people deal with their issues by applying very individual approach. However, there is a lot of misunderstanding and confusion about the different approaches towards learning and development. Coaching, mentoring, counselling and teaching are all focused on support, direction, performance and well-being in your career or […] Read more

I have just written a new article about the rules of investment for Modest Money. Investing is the final, and potentially the most profitable, stage of personal finance management. Before you start investing, you have to first put your personal finances in good order. All debts should be paid, and an emergency capital able to […] Read more

Britain is a country with one of the highest rates of Nobel prize laureates. It’s home to some of the most prestigious universities in the world, and its capital city is a booming global finance hub. So how come British citizens are crippled by mountains of debt? Thousands of people from around the world come […] Read more

If you ask people around you what they think personal finance is all about, they will probably tell you their shopping experience is, how much they spent, and how exciting it is. They might admit some online special deals and how cool all their credit cards look in a wallet. When you dig deeper, they […] Read more

This blog post is very special because it’s inspired by and written as an answer to an email I received last week from a friend and a regular reader of my blog, Jane from Liverpool. Immediately after I read the email I came up with a few quick answers and a few pieces of advice. […] Read more